Thursday 29 May 2014

Date Night Accessories: Sterling Silver Bracelets & Fashion Necklaces

Friday nights are usually acknowledged as date nights, especially in cosmopolitan cities like Mumbai & Delhi. Now more than ever, women are willing to step out for a drink and want to look good while they’re seen at all the happening places. Fashion has gone beyond simply smearing on some lipstick & foundation before stepping out of the house. 

The internet and its easily accessible online jewellery shopping websites have enabled Indian consumers in smaller towns and cities to buy the latest trends cheaply. Most Indians living in small towns and villages didn’t have access to the latest fashions and trends as there are no malls or boutiques in their town. But with online jewellery shopping websites booming and offering free shipping- Indians haven’t ever looked as fashionable.

Online jewellery shopping websites like www.gemln.in have everything from sterling silver necklaces to masaai leather bracelets with Swarovski beads. You can find 14k gold wedding bands for both men & women, along with proposal rings that young millennial Indians would love to boast on their ring fingers.

The advantage of shopping online is convenience and pricing. Since online jewellery shops can stay ‘open’ all night & customers can place orders whenever they wish, they bring in a lot of business. Besides, the e- commerce shopping websites don’t have to employ full- time staff or spend lavishly on a showroom to entice customers.

Whether you’re looking for sterling silver fashion necklaces or sterling silver bracelets with rose gold finishing – you’re bound to find it online. With better delivery services, Indians can buy whatever they want online without fear of being cheated of their money.

Most online jewellery stores offer cash on delivery above a certain amount. Look for a website that offers a 30 -day money back guarantee & returns policy. Fully insured & free shipping should also be covered in the terms and conditions.

A sweet spirals predesigned bracelet with charms is the ideal gift to give a girl on her sixteenth birthday. The online jewellery shop will gift wrap your gift & deliver it on the date you want. If you want to pay cash on delivery for a gift, give your own shipping address. But when you pay online, you can give the recipient’s address, which will be a great & pleasant surprise for them.

Jewellery shopping online for silver necklaces is a satisfying experience as you’ll find thousands of designs and a large variety of prices. But beware the lower the price, the cheaper the quality. While you may think that gold plating is the same across all price ranges- jewellers will tell you otherwise. The more expensive gold plated silver jewellery is, the more confident you can be that the plated is real gold & layered on at such a thickness that it’ll not easily scratch.

The one thing you need to remember with all sterling silver jewellery is that you can’t wear it all the time. Silver is easily tarnished by reacting to bodily fluids like sweat, cleaning liquids, beauty products, makeup and even plain water.

Wednesday 28 May 2014

Gift Your Friends Fashion Bracelets & Silver Necklaces

A lot of girls who want to give gifts are prevented by the expensive cost of offline jewellery shops. At traditional gold & silver jewellery shops in brick & mortar stores, the costs are exorbitant. Not only that you can’t shop beyond their business hours. For people in the IT sector & BPO domains, shopping at online jewellery shopping websites is more convenient & cheaper than at brick & mortar shops. 

When you want to buy fashion bracelets or silver earrings, your best bet is to go browse through e- commerce online jewellery shopping websites like www.gemln.in. A lot of jewellery is handcrafted silver jewellery and are priced very reasonably. The jewellery featured in online jewellery shops are much superior to what you find at traditional fancy stores at the malls. The cubic zircons or artificial diamonds shine just like natural diamonds and the designs also mimic the famous designs from Tiffany’s, etc.

When you want your accessories to blend in with every outfit you have, choose the Rosy Silver Beads Bracelet in Sterling Silver with 18K Rose Gold Plating. You can wear it with your denim & cropped top Saturday coffee shop ensemble or with your crisp cotton salwars- and still make an elegantly feminine statement.

Made up of slightly elongated rounded beads that are faceted, the Rosy Silver Beads Bracelet in Sterling Silver with 18K Rose Gold Plating is stretchable and has a slender & inflexible central bar that gives it elegance. A White Zircon Wavy Hoop Earrings in sterling silver is another accessory to keep for those times when you can’t be troubled with colour coordinating.  The brilliantly sparkling white cubic zircons are channel set along the slender hoops that are set in a curving wavy pattern. The earrings snap together with a hinged post clasp that helps you wear it easily.

Every woman needs to have a couple of silver necklaces and fashion rings that match every piece of clothing. A pair of Silvery Semi Hoop Earrings is the best kind of ear bling to have around when you need to go from work to a wedding reception or pub hopping with your friends on a Friday. Made of slender 925 silver filaments woven into a tightly meshed tube & twisted into hoops, the silvery  semi- hoop earrings match just about any look or style you want.

The basic colours that need to be in your fine fashion jewellery collection is pink, green and blue. A yellow toned Fuchsia Pink Heart Shaped Crystal Necklace or a Heart Shaped Pink Crystal Necklace with Austria crystals is a trendy addition to your couture.

Look around for weekend offers that give you great discounts and deals that enable you to save on otherwise expensive products. Facebook also has an offers section, so prowl around on jewellery website’s FB pages for their regular offers. When you use as many discounts as possible to buy the most expensive products on an e-commerce website – you’re saving a lot more money than at offline or mall stores.

Tuesday 27 May 2014

Shop for Jewellery Sets & Necklaces For Women

Once you’ve gone online shopping, you can never go back to shopping at offline stores. For one thing, you’ll never be able to get the steep discounts and wide range of sterling silver jewellery in all styles and designs to suit any kind of taste at a mall. Another thing you can never find at a physical store is that you can’t get a 30 day guarantee or even a returns or exchanges policy that is in the customer’s favour. 

At an online jewellery shop, you can find sparkly authentic Austria necklaces for women as well as realistic looking diamanté or cubic zirconia rings at unbelievably low prices. When you go jewellery set online shopping you will find that there are more styles than at your local jewellery shop. Heavy gold jewellery is no longer in fashion, but many women prefer to wear lightweight fashion sterling silver jewellery to wedding receptions and kitty parties.

When you’re meeting your mother’s older friends during the day time it’s appropriate to wear a classy & feminine Pearl & White Zircon Pendant & Stud Earrings in sterling silver. No one except a jeweller will be able to find out that the pearl & zircons aren’t real. Even then, the jewellery experts will need to do a closer examination in a lab setting to find out. It’s a good idea to wear high quality cubic zircons to make a good impression.

Going out with your friends or impressing a potential boyfriend or groom is very important to young girls today. Wear a Round Cluster White Zircon Pendant & Earrings in sterling silver and create the impression of innocence and grace, without going overboard on the expensive trinkets.

While young girls prefer to wear lightweight jewellery as it’s more convenient and cheaper, their parents still want them to look grand and decked up in heavy gold jewellery. To please your parents and still maintain a sense of style, choose yellow gold plated sterling silver Forest Green Halo pendant & earrings. The deep emerald green cubic zirconia gives the impression of high quality emeralds and will complement your skin tone; making it looks younger & fresher.

A Blue Stone Drop Pendant & Earrings is the perfect way of highlighting your catsuit or one piece jumpsuit with animal print. When you’re getting ready to go away on your honeymoon, remember to buy some Carbuncle Blue Solitaire White Stone Pendant & Earrings from your favourite online jewellery shop. Going jewellery set online shopping can be exciting if you do your research before taking the plunge.

Seasoned shoppers of necklaces for women advise us to pay cash on delivery wherever possible to minimize loss. Some well-established jewellery stores online like www.gemln.com also offer fully insured free shipping for all its products. 

Monday 26 May 2014

Find Silver Pendants & Jewellery Sets Online

Bring out the fashionista in you every day of the week. If you’re in a financial crunch & want to dress well, but don’t have money to buy all the cute designs you find in malls- look online. There are plenty of online jewellery shops in India that cater to the modern Indian women who want different designs and styles. Nowadays women don’t want heavy jewellery or matching earrings and necklaces, but they want a slight edge to their fashions.

Every young girl wants to be a fashionista, but is bound by the fact that she can’t go shopping beyond the town or city she lives in. Studies show that young women and college girls prefer to do their shopping online. As many of them can’t travel outside their hometown, they see online jewellery shopping as an outlet to their fashion needs. However, their hometowns are as too small to have malls & huge shopping complexes- online shopping, websites give them the opportunity to dress like their favourite film stars and models. 

A Lacy White Zircon Statement Ring is just as good to give as a proposal ring to your girlfriend as it is to give a very close friend as a birthday gift. Classy silver & pearl pendants go very well with Pearl Navette Shaped Halo Ring. The pearls are amazingly realistic & no one expect a jeweller will be able to tell the difference. 

These young Indian fashionistas prefer to shop for jewellery sets online rather than hunt around in the traditional gold shops their parents and grandparents buy in. Not only do they get a 6- month guarantee, they can exchange or return the item they purchased within a 30- day period. Remember to find out the authenticity of the e- commerce jewellery shopping website you want to shop at.
Most online jewellery shops offer fully insured free shipping above a certain minimum order value. Enquire with the customer support about the minimum order value. Of course, several online jewellery shopping websites like www.gemln.in also offer to get you out of stock jewellery if you really like something they have. 

For instance, you see silver pendants with crystals and zircons that you really like but the earrings that goes with them aren’t in stock. You can order both & the company will deliver what they have on hand. And even if it’s a little delayed they will give you the out of stock product. Simply ensure the e- commerce jewellery shopping online websites also allow you to pay cash on delivery.

Friday 23 May 2014

Sterling Silver Rings & Earrings For Women in Love

Once you’re in love, you want to shower the girl of your dreams with the best kind of jewellery in the world. Online jewellery shops for women provide a wide variety of earrings, rings, bracelets, pendants and jewellery sets that are cheaper than in the malls & traditional gold jewellery shops. Buying at e- commerce websites enables you to scout around the internet for plenty of deals, discounts and unusual designs that aren’t available elsewhere in your hometown.

A Starburst Trillion Drop Earrings in 925 Sterling Silver paired with a White Zircon Solitaire Ring is the perfect attire for an evening out with your fiancé or newly married husband. Romantic jewellery with a dash of passion like a Pretty Pastels Bead Set strung on a slender silver snap- on bracelet highlights your youthful femininity. A Tickle Pink Predesigned Bracelet with a masai leather bracelet will give you an edgy and sophisticated look. The bracelet will tone down an overly floral & lacy ensemble & give you a subtly mature grace when teamed up with a solitaire zircon silver ring.

Get your boyfriend to propose with a Prong Set Solitaire White Zircon Ring. Securely set within a bezel setting, the brilliant white round cut zircon sparkles like a real diamond. Petit white diamonds are channel set inside the band of the ring creating a festive & beautifully romantic appearance. Shopping for your favourite colourful silver rings online is easier now that you’ve got your smart phone along with every day every hour.

Get your earrings for women online at reasonable rates. The online jewellery shopping trend shows that young girls from smaller towns are the ones who prefer shopping online as they find a larger variety online. Women’s silver earrings are perfect to give as gifts to friends as you don’t have to find their ring size. Sometimes giving bracelets or pendants can be risky as the bracelet may be too loose or too tight. Your friends may not have an appropriately sized chain to wear the pendant on.

If you want to give your friends and family sterling silver rings then online jewellery shops have ring size guides that give you precise, step by step directions to help you find your exact size. Always ensure the online jewellery shop that you buy from have money back and returns policies. A 30 day returns or exchange policies along with fully insured free shipping shows that the online e- commerce company is serious about doing business with you.

Thursday 22 May 2014

Cheap Silver Rings & Silver Bracelets for Girls

Gold is a great investment to make, but with prices of gold sky- rocketing, who can afford to stay on trend with trendy gold jewellery that follows the fashion of the moment. For instance, when you shop for gold cuffs they are probably in fashion for a couple of months, then you’ll not be wearing your hip bracelet unless you’re trying to fill your arms at your relative’s wedding. In any case, such gold pieces aren’t appreciated by your relatives and you’ll be criticised for wearing such weird gold jewellery.

When you buy 925 silver bracelets for girls, they are cheap and don’t cost as much gold. You can look for yellow gold plated or rose gold plated silver bracelets that capture the latest fashions, yet work within your budget. When you buy cheap silver bracelets from the local shops make sure they are stamped as ‘925’ sterling silver jewellery. Most offline shops or brick and mortar jewellery shops do not sell you real silver in trendy designs.

A lot of cheap silver rings that you find at local jewellery stores are real or sterling silver and will blacken or turn greenish very quickly. Turning greenish is a sign that too many impurities are in the silver. Look for online jewellery shops who can sell you great looking bracelets and jewellery sets in designs that you and your family will love. Online jewellery shops can give you cheaper rates on sterling silver bracelets, jewellery sets, pendant and more, since they don’t have to maintain a showroom or employ sales personnel or incur other costs.

In fact, you can shop in the middle of the night when you are working in the late shift or night shift. Even if you don’t want to go shopping in this terrible summer heat, you can shop for all your sterling silver pendants, earrings and rings for the comfort of your air conditioned bedroom. The reputed online jewellery shops like www.gemln.in give you great value  for your money. Not only do you get frequent discount- regular customers get a sizable discount every time they return. Sometimes, a larger purchase amount gets a surprise gifts that looks as good as what the customer pays for and for equal quality.

Shopping at smaller or less advertised online jewellery boutique ensures that the online store wants to build a rapport with you and will even accommodate you & give you something that may out of stock. Of course, the delivery time may be longer but you will get a good deal since you’re a regular customer.

Wednesday 21 May 2014

Charm Bracelet Beads & Silver Bracelets for Mother’s Day

Bring some colour into your life with pretty shades of cubic zircons in sterling silver jewellery. Gold as we all know is even more expensive today than yesterday. The price of gold doesn’t seem like it’s going to come down at all. Many parents who’re struggling to save up for their daughter’s marriage realise that it’s not safe to allow their daughters to wear their very own gold jewellery. The precious bridal jewellery that was saved up bit by bit cannot be worn and enjoyed but locked away in a bank vault for safety sake.

In the meantime, the young girls who love dressing up in pretty clothes & jewellery are unable to wear trendy jewellery as their parents are afraid of losing gold jewellery or they don’t have money to buy the latest trendy jewellery. Glittering gold plated earrings, bracelets and rings studded with white stones & cubic zircons are the best way of getting dolled up & looking glamorous on a limited budget. Make your old fashion silver jewellery count, refurbish your old jewellery to look like new.

When you buy trendy & exquisitely designed 22k gold jewellery, you’re paying a lot of money for wastage, i.e., gold that you don’t own but is ‘wasted’ in the process of making an intricate design. Why must you be made to pay for gold that is in the seller’s possession? This is something Indian consumers of traditional gold jewellery don’t question and have taken to be inviolable.

Wearing silver bracelets with Swarovski crystal charm beads and cubic zircons is equally hip & trendy & gives young girls looking for a fresh style with edgy sophistication. Layering bangle bracelets alongside charm silver bracelets gives your arms a full look even without wearing preciously expensive gold bangles.

Pick out a dangler charm bead and pin it onto your sari as a brooch, it will give you elegance & makes you stand out among the other cookie- cutter party ensembles. When you wear brightly coloured saris and lehenga choli remember that subtly glitzy jewellery get your ensemble noticed better.

Shopping for jewellery online is smarter than browsing through physical stores. Whereas you have to go from shop to shop wasting time and precious energy, online jewellery shopping can be done at the click of your mouse or on your smartphone. You can shop online, browsing for the latest trends even late at night or during your breaks at work or relaxing in front of the T.V.

Tuesday 20 May 2014

Cheap Silver Earrings & Fashion Bracelets for College Girls

You’ve broken the news to your parents and now they’re ok with your boyfriend/ girlfriend. Both sets of parents are talking about wedding dates, engagement preparations and everything that will make you two an official couple. Why not celebrate your happiness & get your girlfriend a pre- engagement gift? 

Some cheap silver earrings in sterling silver will make her really happy. While her parents are definitely gifting her heavy gold jewellery get her a pair of American diamond sterling silver earrings that she can wear with her Western clothes & when she’s on a date with you. Marriage preparations can be quite stressful for the bride’s side & you can help her ease her doubts & fears when you give her tiny gifts that don’t cost you much but will mean the world to her.

Shop online for sterling silver jewellery that cost less than what you find at physical shops. She can pick out what she likes especially when it’s a ring that you want to gift her. Of course, check with the online jewellery shop whether they will exchange or returns the gifts that your girlfriend may not like.

Always shop from an e- commerce jewellery website that offers fully insured free shipping as it ensures that you get your jewellery intact. If there’s option for cash on delivery payment option then go for it. If your girlfriend is still in college, she’ll need trendy jewellery that she can wear with both her salwar kurtis as well as her denims.

There are plenty of designer wear silver bracelets with charms beads, silver necklaces and earrings that are versatile & blend with any look that you choose. A multi-strand silver bangle bracelet goes perfectly with an elegantly sequined chiffon or organza saree. At the same time, match it with a multi-strand pear cut pink stone ring & red and white stone jewellery set also in sterling silver.

When you transition to a western style, you don’t need to wear all the pieces, only the ones that will pick up the dress & give it sophistication.  Never pile on the jewellery when you’re wearing Western formals or a classic black cocktail dress. On the other hand, while most Indian style demand that you’re dripping in jewels, there’s a new trend where elegance & understated accessories draw attention to your clothes.

Shop online for better bargains, especially as Summer is coming. A lot of online jewellery websites will feature sales and discounts that let you save enormous amounts of money.

Monday 19 May 2014

New Line Up: Fashion Necklaces for Women

A 3-day weekend is coming up fast & you’re planning a fun filled outing with your friends. Even when you’re not going buying new outfits, there are cheaper ways of jazzing up old outfits. Mixing up new accessories to make your older styles look new is the easiest & most budget conscious way of staying in style.

What if that scarf you’ve been using to make your outfits interesting has been over exposed. There’s not a place you’ve not worn it or not a friend or family member who’s commented on your ‘favourite’ scarf. It’s time to think out of the box. Create some mesmerizing new jewellery sets from affordable online jewellery shopping websites. The latest fashion necklaces for women are versatile and go with everything from lehanga cholis to mini-skirts & wedge- heeled boots.

In our mothers’ and grandmothers’ days, it was fashionable to perfectly match your earrings to your necklaces, bangles & even rings! It was essential to be perfectly colour coordinated & all the jewellery you wear should be perfectly matched. There were no look- books, just one look, which was to pile on all the gold jewellery that a woman could carry on her.

Nowadays it’s different. You can create your own style and show off your individualistic style without resorting to heavy gold jewellery. White Stone Silver Pendant & Earrings jewellery set in sterling silver gives a dazzling and sophisticated effect at a fraction of the cost of real diamonds. Unless someone you know is in the jewellery business, no one will ever know that what you’re wearing aren’t real diamonds.

If you love gemstones, but can’t afford even a simple pendant with a tiny emerald or your astrologer forbids you to wear emeralds, go in for Emerald Green & White Stone Pendant & Earrings jewellery set in sterling silver. The deep green stone is made to exacting standards & doesn’t contain a hint of emerald at all. Therefore, your desire to wear emeralds can be fulfilled.

Buy your fashion necklaces for women from reputed online jewellery shopping websites that offer fully insured free shipping. This is very important, especially when you live in a tier 2 or tier 3 city & aren’t sure of timely delivery. Another thing to note is that many websites don’t accept cash on delivery for gold & diamonds. It’s safer to buy sterling silver & crystal jewellery online as you can pay cash on delivery for smaller amounts.

Thursday 15 May 2014

Cheap Silver Bracelets & Necklaces for Girls in College

College is a wonderful place to be and forms some of your most unforgettable memories. While you’re getting ready to be ragged by your seniors, remember that looking good is also a part of attending college. Forget the street side jewellery that you used to buy with your ice- cream money. Now it’s time to discover your style and display it for all your college friends. 

Finding trendy clothes has become easier with the inroads that e- commerce websites have made into Indian towns and villages. People in smaller cities that don’t feature big shopping malls or theme parks invariably turn to the internet to find the best fashions at the biggest bargains. The latest fashions and the biggest designers are found at online shopping websites for shockingly small prices. Get silver necklaces for girls from the hottest jewellery designers in India for less than half of what you’d be paying at a big mall or boutique in a stand-alone building. 

There are big advantages to shop online. The major ones are you’re able to return and exchange your earrings, rings and pendants within the mandatory 30 days. Another big advantage is that most websites give you back your money when you’re not satisfied with the product. Remember the annoying disclaimer in offline shops & brick & mortar stores, “Goods once sold cannot be exchanged or refunded”? This isn’t true of online jewellery shopping websites. 

Another plus point for small girls to shop online is that you can do it even late at night without your parents worrying for your safety.  Whether you buy anything or go away from a jewellery online shopping website there are no sales people who look disappointed or refuse to serve the next time you visit. 

Match the silver necklaces for girls that you find online with your clothes and create new looks for your everyday wear ensembles. Even your old styles will look refreshed when you accessorise with colorful gem hued cubic zircons. Cubic zircons or American diamonds look exactly like natural diamonds and don’t anything. 

Wear cubic zircon and silver earrings, bracelets and necklaces to achieve a princess like glamorous effect for all the formal college events. When you want to feel special while on a date with your secret crush, dress up with a white zircon pendant & earrings set! They go with everything from denims, corduroys to your designer chiffon sari.

Wednesday 14 May 2014

Stylish Sterling Silver Necklaces & Bracelets for Women

She’s the apple of your eye and you’ll do anything for her! Right now, you’re saving up for your daughter’s marriage & college education. But she also loves stylish and trendy jewellery that she keeping changing whenever she feels they’re getting ‘old’. Your daughter has a reputation as a fashionista to keep up. You can help her out by letting her buy some fancy designer sterling silver jewellery at a discount online. 

Finding cheap silver bracelets for women online isn’t very difficult. Especially as nowadays the reach of the online jewellery shopping websites is much more than a decade ago. Let your daughter shop online as you can easily keep an eye on her and she won’t out late with friends. She can call them to come visit her at home & they can have a good time browsing the web for some exquisite silver bracelets and earrings to complement the clothes they purchased online.

If you’re thinking that buying jewellery online will cost more, you can relax. Shopping online for luxury items is actually cheaper & of better quality than buying at any roadside shops or malls. Of course, you can get extremely low quality clothes and jewellery at roadside shops but when you’re shopping online, you can be sure that you’re buying a branded product.

An emerald green ornate crystal jewellery set in gold plated silver look very pretty and can be worn to grand parties and even to wedding receptions. But you don’t have to worry that your daughter is wearing gold and travelling in the night or very away. Young girls love pretty colours that are bright & cheerful. She’ll love to wear a blue radiant halo zircon ring in sterling silver and her friends will never know that those aren’t real diamonds.

A pair of gold laced white hoop earrings in sterling silver will make your daughter feel very sophisticated. She can wear it with her formal ethnic or western wear without having to buying even more jewellery to match each and every outfit.

While you’re shopping for jewellery online, remember that most online jewellery boutiques offer free and fully insured shipping. This means that not only do you not pay for buying even the least costing product but that you can track the location of the product. Even if the product is stolen lost or damaged during delivery then you can either expect a refund or exchange for a better product. 

Monday 12 May 2014

Fashion Rings for Your Loved Ones

The IPL matches are about to start & you want to watch all the matches without a break. But your girlfriend wants you to spend time with her. How will you get out of this situation? Very simple! Gift her a pretty bracelet in sterling silver or a crystal studded jewellery set with pendant & earrings. She’ll be so thrilled that she’s got a thoughtful boyfriend that won’t object much when you go off with your friends to watch the IPL matches.

Look out for the best quality Crystal bead charm to decorate your girlfriend’s charm beads bracelets. If your fairer half loves rings, get her a few fashion rings that she can mix and match with all her outfits. If you can remember whether your girlfriend’s mentioned wanting a ring to match her pendant & earrings set, look out for sterling silver & cubic zircon jewellery that will match her tastes.
Cricket matches are serious business & there are many ways of following the matches without any one interfering in your enjoyment of a particularly nail biting match. Guys getting together at the pub sounds great when you’re unmarried or your family won’t mind you hanging out all night. But when you have no other choice than to stay home & watch the matches, it’s ideal that you keep the biwi happy. 



A gift a day keeps biwi happy, while you can relax & watch all the cricket matches you want. Surprise your friends with a ring & matching pendants, earrings or bracelets. They will love the fact that you thought about them. Most unmarried men with girlfriends are torn between spending time with friends watching the cricket matches & hanging out with their girlfriends. 

A 18K Rose Gold Plated Cushion Cut Lime Green Crystal 18K Rose Gold Plated Cushion Cut Lime Green Crystal jewellery set is a great present for your girlfriend or your sister on her 18th birthday! You can give friends who are girls some sterling silver fashion rings that they can wear with several outfits. This way you can ensure your friends will be a satisfied.

While ordering sterling silver online, check for e- commerce jewellery shopping websites that offer cash on delivery payment mode above a certain amount, along with free & fully insured shipping. Even when you pay by credit card, make sure the website offers a returns or exchanges policy that you can take advantage off.